Inversiones y negocios

La Reserva Federal optó por dejar intactas las tasas de interés en un punto crucial para preservar su autonomía, al tiempo que los mercados aguardan el anuncio del próximo dirigente de la institución. Esta resolución evidencia una postura prudente frente a la inflación y el proceso de cambio de liderazgo.La Reserva Federal de Estados Unidos comunicó este miércoles que conservará su tasa de referencia en el rango de 3,5 % a 3,75 %, tras haber aplicado tres recortes consecutivos a finales del año pasado. Esta resolución evidencia que los funcionarios buscan analizar a fondo el impacto de las reducciones anteriores…

For many Americans, owning a new car under $20,000 has become a thing of the past. As entry-level models disappear from dealer lots, the average cost of a new vehicle has skyrocketed, leaving lower-income buyers with fewer options and reshaping the automotive landscape.In 2024, US shoppers could still find a small selection of vehicles listed for under $20,000, but today not a single new model falls beneath that price point. Recent estimates from Kelley Blue Book indicate that buyers paid an average of $50,326 for a new car in December 2025, setting a new record, while Edmunds reported a slightly…

Informed financial choices play a pivotal role in driving business success, as leaders regularly navigate intricate issues involving resource distribution, risk control, investment priorities, and long‑term expansion plans; within such a complex setting, dependable tools become essential for converting raw data into practical guidance, and the modern corporate world delivers a wide array of financial decision‑support instruments, spanning from classic spreadsheet solutions to advanced platforms enhanced by artificial intelligence.Core Financial Analysis Tools1. Spreadsheets and Financial Modeling Software Microsoft Excel remains the gold standard for financial modeling, budgeting, forecasting, and data analysis. Businesses use spreadsheet software to perform scenario analyses, calculate…

Every organization, whether a fledgling startup or a multinational corporation, must actively consider its approach to financial management. Among the critical elements underpinning a company’s fiscal strategy is business saving. Unlike personal saving, business saving refers to the deliberate retention and allocation of a portion of net profits or cash flows, set aside from immediate consumption or reinvestment. This may include cash reserves, short-term investments, long-term capital funds, and various forms of retained earnings.Strong business saving practices equip companies with a financial buffer, fostering agility in unpredictable markets. This resilience is at the core of long-term sustainability, directly influencing an…

The shift towards a more sustainable world has accelerated the growth of the bioeconomy, a sector focused on the use of renewable biological resources to produce food, materials, energy, and other goods and services. For entrepreneurs, the bioeconomy offers disruptive opportunities to build profitable ventures while addressing urgent global challenges such as climate change, resource scarcity, and food security.Exploring the Bioeconomy: Its Reach and InfluenceThe bioeconomy refers to industries that make sustainable use of biological resources such as plants, animals, microorganisms, and the materials derived from them, extending across fields like agriculture, forestry, fisheries, food production, biotechnology, bioenergy, and green…

The choice to disband the Corporation for Public Broadcasting brings to an end a nearly sixty‑year era that helped define American public media, marking the conclusion of a congressional initiative originally created to bolster education, cultural enrichment and civic engagement, now closing amid political rifts and uncertainty over the direction of public broadcasting in the United States.The Corporation for Public Broadcasting, widely known as CPB, has voted to formally dissolve, marking the conclusion of an institution that for decades served as a central pillar of the U.S. public media ecosystem. Established in 1967, CPB functioned as a conduit for federal…

The European Institute of Business and Economics (ISEEN) has unveiled its MBA in Digital Transformation & Artificial Intelligence, a 100% online program crafted to support professionals in linking digital strategy, data capabilities, and AI-driven management to tangible business outcomes such as growth, operational efficiency, innovation, and enhanced customer experience.Delivered in a flexible executive format, the MBA in Digital Transformation & Artificial Intelligence targets professionals and leaders seeking to boost digital implementation within their organizations while preserving the academic rigor and global outlook characteristic of European business education.European-level MBA program delivering 60 ECTS credits and 1,500 hours of hands-on learningThe program is organized…

A growing interest in compact, affordable vehicles is quietly challenging long-standing assumptions about size, power and necessity on American roads. What began as a niche curiosity has evolved into a broader conversation about practicality, cost and the future shape of everyday transportation.Why tiny trucks are sparking a big debate about the future of driving in the United StatesFor David McChristian, a firefighter based in Houston, the draw of a compact, practical vehicle is clear. He wants a truck capable of daily chores such as hauling groceries, moving a mattress home from a shop, and getting him to work without fail.…